Central Bank of India Credit Officer Recruitment 2025: Vacancies, Eligibility, and Application Process

The Central Bank of India Credit Officer Recruitment 2025 has announced 1000 vacancies for Credit Officer positions. This is an excellent opportunity for candidates looking to establish a career in the banking sector. Here’s a detailed overview of the category-wise vacancies, eligibility, and application process.

Credit Officer Recruitment 2025:Vacancy Details

Category-Wise Vacancy Details
The total of 1000 vacancies is distributed across various categories:
Candidates can check the detailed category-wise vacancy structure and apply accordingly.

Eligibility Criteria for Credit Officer

Age Limit

Minimum Age: 20 years
Maximum Age: 30 years (as of 30 November 2024).

Age Relaxation:

  • SC/ST: 5 years
  • OBC: 3 years
  • PwBD: 10 years

Educational Qualification

Bachelor’s Degree (Graduation) in any discipline from a recognized university or institute.

Minimum required marks:

  • General/OBC/EWS: 60%
  • SC/ST/PwBD: 55%

Salary for Credit Officer

The Credit Officer Salary under the Central Bank of India Recruitment 2025 follows the JMGS-I Grade structure:

Basic Pay: ₹48,480 – ₹85,920.

Increment pattern:
₹2000 annually for the first 7 years.
₹2340 annually for the next 2 years.
₹2680 annually for the following 7 years.

Application Process for Central Bank Credit Officer Online Form 2025

Interested and eligible candidates can apply online through the official website www.centralbankofindia.co.in.

Key Dates:

Last Date to Apply: 20 February 2025
Last Date to Print Application Form: 7 March 2025

Steps to Apply:

  1. Visit the official website.
  2. Click on the “Central Bank of India Credit Officer Online Form 2025” link.
  3. Fill in the required details and upload necessary documents.
  4. Pay the application fee:
  • SC/ST/PwBD: ₹150 + GST
  • General/EWS/OBC: ₹750 + GST

Selection Process

The selection process comprises the following stages:

  1. Online Test: Objective and descriptive type.
  2. Personal Interview: Shortlisted candidates will face an interview.
  3. Document Verification: Final step for appointment confirmation.

Don’t miss this opportunity to be a part of a prestigious banking organization. Stay updated on the latest job openings at Prakash Insight and apply now for the Central Bank of India Credit Officer Recruitment 2025!

Frequently Asked Questions (FAQs)

  1. What is the salary of a Credit Officer in the Central Bank of India?
    The salary of a Credit Officer in the Central Bank of India follows the JMGS-I Grade structure. The basic pay ranges from ₹48,480 to ₹85,920, with annual increments of ₹2,000, ₹2,340, and ₹2,680, based on years of service. Additional perks and allowances are also provided.
  2. What is the role of a Credit Officer in a Bank?
    A Credit Officer is responsible for evaluating loan applications, assessing the creditworthiness of applicants, and ensuring compliance with the bank’s credit policies. They play a crucial role in approving loans, monitoring repayments, and minimizing risks associated with credit.
  3. Is a Credit Officer a good job?
    Yes, a Credit Officer is a prestigious and rewarding job in the banking sector. It offers a stable career, attractive salary packages, and growth opportunities. Moreover, it provides an opportunity to develop financial expertise and contribute to the economic development of individuals and businesses.
  4. What is the salary of a Credit Officer in a Bank?
    The salary of a Credit Officer varies depending on the bank and grade. In the Central Bank of India, for example, it ranges between ₹48,480 and ₹85,920. Other banks may offer similar salary structures, along with bonuses and benefits.

For more updates on the Central Bank of India Credit Officer Recruitment 2025, visit Prakash Insight!

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