The Central Bank of India Credit Officer Recruitment 2025 has announced 1000 vacancies for Credit Officer positions. This is an excellent opportunity for candidates looking to establish a career in the banking sector. Here’s a detailed overview of the category-wise vacancies, eligibility, and application process.

Credit Officer Recruitment 2025:Vacancy Details
Category-Wise Vacancy Details
The total of 1000 vacancies is distributed across various categories:
Candidates can check the detailed category-wise vacancy structure and apply accordingly.
Eligibility Criteria for Credit Officer
Age Limit
Minimum Age: 20 years
Maximum Age: 30 years (as of 30 November 2024).
Age Relaxation:
- SC/ST: 5 years
- OBC: 3 years
- PwBD: 10 years
Educational Qualification
Bachelor’s Degree (Graduation) in any discipline from a recognized university or institute.
Minimum required marks:
- General/OBC/EWS: 60%
- SC/ST/PwBD: 55%
Salary for Credit Officer
The Credit Officer Salary under the Central Bank of India Recruitment 2025 follows the JMGS-I Grade structure:
Basic Pay: ₹48,480 – ₹85,920.
Increment pattern:
₹2000 annually for the first 7 years.
₹2340 annually for the next 2 years.
₹2680 annually for the following 7 years.
Application Process for Central Bank Credit Officer Online Form 2025
Interested and eligible candidates can apply online through the official website www.centralbankofindia.co.in.
Key Dates:
Last Date to Apply: 20 February 2025
Last Date to Print Application Form: 7 March 2025
Steps to Apply:
- Visit the official website.
- Click on the “Central Bank of India Credit Officer Online Form 2025” link.
- Fill in the required details and upload necessary documents.
- Pay the application fee:
- SC/ST/PwBD: ₹150 + GST
- General/EWS/OBC: ₹750 + GST
Selection Process
The selection process comprises the following stages:
- Online Test: Objective and descriptive type.
- Personal Interview: Shortlisted candidates will face an interview.
- Document Verification: Final step for appointment confirmation.
Don’t miss this opportunity to be a part of a prestigious banking organization. Stay updated on the latest job openings at Prakash Insight and apply now for the Central Bank of India Credit Officer Recruitment 2025!
Frequently Asked Questions (FAQs)
- What is the salary of a Credit Officer in the Central Bank of India?
The salary of a Credit Officer in the Central Bank of India follows the JMGS-I Grade structure. The basic pay ranges from ₹48,480 to ₹85,920, with annual increments of ₹2,000, ₹2,340, and ₹2,680, based on years of service. Additional perks and allowances are also provided. - What is the role of a Credit Officer in a Bank?
A Credit Officer is responsible for evaluating loan applications, assessing the creditworthiness of applicants, and ensuring compliance with the bank’s credit policies. They play a crucial role in approving loans, monitoring repayments, and minimizing risks associated with credit. - Is a Credit Officer a good job?
Yes, a Credit Officer is a prestigious and rewarding job in the banking sector. It offers a stable career, attractive salary packages, and growth opportunities. Moreover, it provides an opportunity to develop financial expertise and contribute to the economic development of individuals and businesses. - What is the salary of a Credit Officer in a Bank?
The salary of a Credit Officer varies depending on the bank and grade. In the Central Bank of India, for example, it ranges between ₹48,480 and ₹85,920. Other banks may offer similar salary structures, along with bonuses and benefits.
For more updates on the Central Bank of India Credit Officer Recruitment 2025, visit Prakash Insight!